Learn a Sure-Fire Way on How to Get Rich.
So, you popped the big question. You took the first step. You believed there is something greater out there waiting to be taken. Great, because it is. Our mission is to help you get there and achieve the life of your dreams.
Download the step-by-step free guide on HOW TO GET RICH
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21% of Americans believe that winning the lottery is the most practical way to accumulate wealth.
Things more likely to happen:
Being crushed by a meteorite
Dying on a plane crash
Winning an olympic gold medal
Score a touchdown on NFL
So... HOW TO GET RICH?
Join the FIRE movement
🔥 F.I.R.E. - Financial Independence, Retire Early
Financial Independence, Retire Early (FIRE) is a movement of people devoted to a program of savings and investment with the goal of retiring far earlier than traditional budgets and retirement plans would permit.
Financial
Master your money with aggressive saving and smart investing. Build a foundation for freedom that transcends conventional plans.
Independence
Break free from the 9-to-5. Achieve the autonomy to live life on your terms through disciplined financial growth.
Retire
Plan your exit from work. Create a future where you control when to step away from the daily grind.
Early
Break free from the 9-to-5. Achieve the autonomy to live life on your terms through disciplined financial growth.
A SURE-FIRE Strategy to Get Rich
SURE: Save Agressively, Undercut Spending, Recurrent Invesments & Earn More
Save Aggressively
Aggressive monthly savings targets create the foundation for long-term wealth accumulation.
Undercut Spending
Eliminating unnecessary expenses increases available capital for investing.
Reinvest Consistently
Regular investing build exponential, compounding growth over time.
Earn More
Income is hard to come by, but increasing it will accelerate your financial independence goals exponentially.
The New Rich: Financial Freedom.
Financial Independence and Early Retirement isn’t about escaping work — it’s about escaping meaningless work. FI/RE gives you back control. It’s the roadmap to living life on your terms, not someone else’s deadline.
Download the step-by-step free guide on HOW TO GET RICH
Redefine What It Means to Be Rich
Wealth isn’t luxury cars or corner offices — it’s time, choice, and peace of mind. FIRE shifts the goal from earning more to needing less.
Live a Meaningfully Life
When money’s no longer your master, you can focus on what matters — family, creativity, purpose, or simply peace.
Restructure Your Costs
You don’t need to earn millions — just spend intentionally. Cut the waste, invest the difference, and build real freedom.
Choose What You Do and When You Do It
FIRE gives you back your calendar. Work becomes optional, not mandatory. Your time, your terms.
Your money working for you.
Einstein called Compounding Growth the “eighth wonder of the world” for its power to increase exponential wealth over time, transforming small, consistent investments into significant assets through reinvested returns.
- $50 monthly investment in S&P500 will reach $100,000+ in 30 years, while a $500/month will grow over $1 million,.
- 85% of large-cap funds underperformed the S&P 500 for 10 years, with low-expense ETFs offering steady returns.
- FI/RE uses the Long-Term Warren Buffet buy-and-hold strategy that endures and re-inforced positions during market downturns - fueling exponential future gains.
Money Makes Money
This calculator allows you to see the long-term impact of where you choose to put your money. Test the difference between investing in a global ETF, the S&P 500, bonds, or keeping it in a savings account. Try both one-time and monthly investments to see how much they can grow in the long term —or how much value you lose by standing still.
Investment Details
The Roadmap to Financial Freedom.
Download the practical guide to achieving Financial Independence and Retire Early (FI/RE) through savings, smart investments, and a sustainable withdrawal plan.
- Set Your Financial Targets: Set a clear goal for savings each month, keep track of your expenses and redine your relationship with money.
- Invest your savings: Money in a regular bank account loses value due to fees and inflation—reinvest consistently and diversify it out to make it grow.
- Crossover Point: Once your savings hit a specific goal, you can pull out a steady amount yearly while your money keeps growing.
- 4% Rule: FI/RE standard 4% rule for withdrawals, lets your money compound at an expected 8% yearly return while both covering inflation and support your set living costs without having to work anymore.
Download the Free How To Get Rich Guide
A practical, How To Get Rich step-by-step guide to help you stop working for money and start building your financial freedom.
Download the step-by-step free guide on HOW TO GET RICH
- Free eBook Guide
- Email Tip series
The best time to start investing was ten years ago.
The second-best time is now.
Mindset Shift:
Buy Assets Instead of Liabilities
Spending $67,000 on a new car might seem tempting but in 35 years, that car will probably be worth close to zero. However, if you’d invest that same amount on a low-cost ETF fund earning an average annual return of 8%, it would grow to over $1 million during the same period.
| One Time Investment | 10 Years (8%) | 20 Years (8%) | 30 Years (8%) | 40 Years (8%) |
|---|---|---|---|---|
| $1,000 | $2,159 | $4,661 | $10,063 | $21,725 |
| $5,000 | $10,795 | $23,305 | $50,313 | $108,623 |
| $10,000 | $21,589 | $46,609 | $100,627 | $217,245 |
| $20,000 | $43,178 | $93,219 | $201,253 | $434,489 |
| $50,000 | $107,946 | $233,048 | $503,133 | $2,172,446 |
Invest Small Every Month, Win Big Over Time.
While saving is hard, losing money is even harder. $10,000 in savings sitting in a regular bank account will lose way more than half its value in 30 years due to fees and inflation. But if you invest those savings consistently, your money will instead grow exponentially over time. See the best FI/RE investment picks here.
| Consistent Reinvestment | 10 Years (8%) | 20 Years (8%) | 30 Years (8%) | 40 Years (8%) |
|---|---|---|---|---|
| $10/month | $2,114 | $4,539 | $8,635 | $15,017 |
| $50/month | $10,571 | $22,694 | $43,175 | $75,083 |
| $100/month | $21,141 | $45,387 | $86,349 | $150,165 |
| $500/month | $105,706 | $226,935 | $431,746 | $750,826 |
| $1,000/month | $211,411 | $453,870 | $863,491 | $1,501,652 |
INVESTING WITH ETFs
How to Start Investing for FI/RE
Investing doesn’t need to be hard, time-consuming, or reserved for Wall Street guys. ETFs (Exchange-Traded Funds) let you invest in hundreds of companies at once, with whatever money you got (just like shopping) but for assets, instead of liabilities. That’s why they’re the go-to investment for Financial Freedom seekers.
- ETFs are great for compound growth with no effort
- Very low fees and cheaper than mutual funds or financial advisors
- Invest whatever you’ve got, no minimum needed
- No need for stock picking, trading nor gambling.
Download the step-by-step free guide on HOW TO GET RICH
- Free eBook Guide
- Email Tip series
ETF: Exchange-Traded Funds
An ETF (Exchange-Traded Fund) is a simple, low-cost way to invest in a group of assets—like stocks, index funds, government bonds, or even commodities—through a single purchase on a broker.
Low-Cost & Available Wordwide
Most ETFs charge less than 0.1% in annual fees—far cheaper than mutual funds or advisors. You can start with any amount, and they’re available in most countries through online brokers.
Yield and Dividends
Besides average annual growth, some ETFs pay dividends. Some ETFs reinvest these dividends automatically (ACC type), while others send the cash to your account (DIST type). Just make sure to reinvest your earnings.
Diversified and Balanced
Index Fund ETFs let you invest in hundreds of companies in one single investment —like the S&P 500, FTSE 100, or global indexes. They’re highly diversified, historically stable, and easy to combine with bond ETFs for better risk management.
Growth Track Record
The longer your money stays invested, the more it compounds. Markets go up and down, but long-term investors keep buying—especially during dips (some like to call it sales).
Best ETF investments
An ETF (Exchange-Traded Fund) is a simple, low-cost way to invest in a group of assets—like stocks, index funds, government bonds, or even commodities—through a single purchase on a broker.
Best ETF Picks for FI/RE
Annual Growth
Last 10 years
Dividend
Yield
ETF
Description
13.0%
1.3%
Tracks the S&P 500 Index, representing large-cap U.S. equities.
Invesco QQQ Trust (QQQ)
17.0%
0.6%
Tracks the Nasdaq-100 Index, focusing on tech-heavy growth stocks.
Vanguard Growth ETF (VUG)
15.2%
0.8%
Invests in large-cap U.S. growth stocks.
iShares Core S&P Small-Cap ETF (IJR)
11.5%
1.5%
Tracks the S&P SmallCap 600 Index.
Schwab U.S. Dividend Equity ETF (SCHD)
11.0%
3.5%
Focuses on high-dividend U.S. stocks with strong fundamentals.
Vanguard Total Stock Market ETF (VTI)
12.5%
1.4%
Covers the entire U.S. stock market across all cap sizes.
iShares Core MSCI Total Intl ETF (IXUS)
5.5%
2.5%
Provides exposure to international stocks outside the U.S.
Vanguard FTSE All-World ETF (VT)
9.5%
1.7%
Provides exposure to international stocks outside the U.S.
iShares MSCI ACWI ETF (ACWI)
9.0%
1.8%
Tracks the MSCI All Country World Index, covering both developed and emerging markets.
iShares Core MSCI World ETF (IWDA)
10.0%
1.5%
Provides exposure to developed markets worldwide.
Vanguard FTSE All-World UCITS ETF (VWCE)
9.3%
1.6%
UCITS-compliant ETF offering global equity exposure, suitable for European investors.
Best Brokers Worldwide
Country/Region
Brokers
Advantages
FI/RE success stories
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